LICA

For more information on the LICA insurance program contact:

Bruce Mosier

Sanborn Office

1-800-831-8545

E-mail

The LICA Insurance

Program is underwritten

by Continental Western

Insurance Company

DIVIDEND HISTORY
1998	2.53%	$7009.00
1999	13.59%	$52,579.00
2000	0%	0
2001	7.98%	$50,930.00
2002	18.0%	$183,511.88
2003	10.0%	$145,531.93
2004	3.5%	$97,664.60
2005	5.5%	$212,262.31
2006	3.5%	$159,319.95
2007	12%
2008	0%

Prins Insurance is pleased to offer the Land Improvement Contractors (LICA) insurance program. The LICA insurance program provides broad coverage specifically designed for the unique needs of contractors.

Some of the many benefits include competitive pricing, comprehensive coverage, convenient payment options, excellent claims service, and a safety group program.

COVERAGE HIGHLIGHTS

Broad Protection For Your Business

	Property
	Shop & Contents
	General Liability
	Business Auto

Trailers, Pickups, Trucks

Inland Marine

Equipment & Tools

	Work Comp
	Umbrella

Policy Advantages

	Safety Group Dividend
	Wide Range Protection
	Claims and Underwriting Expertise
	Competitive Pricing
	Loss Control Services Available
	Payment Plant

Optional Coverage

	Voluntary Property Damage Coverage
	Property, Damage Care, Custody and Control
	Blanket Additional Insured
	Aggregate Limit of Insurance per Project
	Inland Marine
	Installation Floater
	Property in Transit
	Hired or Leased Equipment
	Rental Reimbursement
	Radios/Cell Phones